Thursday, December 26, 2019

The Minimum Legal Drinking Age - 1227 Words

Alcohol’s reputation varies from one culture to another. By some cultures, it is perceived as a â€Å"forbidden fruit† while others view it as an essential complement to their diet. Its complicated nature has caused modern countries to attempt to alleviate its harmful effects by setting restrictive laws. However, with the creation of these laws also arose imminent opposition and doubt over their effectiveness. While today’s minimum legal drinking age (MLDA) is 21, it has been proven that the ideal minimum drinking age is 18, because it is safer for the health and it demotes crime. The healthiest drinking age is 18 because that is the age one turns into an adult, and according to the Free Dictionary’s West’s Encyclopedia of American Law, an adult is â€Å"a person who by virtue of attaining a certain age, generally eighteen, is regarded in the eyes of the law as being able to manage his or her own affairs† (West’s Encyclopedia). Therefore, it is reasonable to expect that eighteen-year-olds must be treated as responsible human beings. Furthermore, adults are expected to drive responsibly, join the military, get married, pay their rent, purchase cigarettes, but are not allowed to consume alcoholic beverages. Today, in the United States, alcohol is for many teenagers like opening Pandora’s Box, and â€Å"it ranks as the fourth leading preventable cause of death in the United States† (National Institute on Alcohol Abuse). Therefore, it is a very serious issue and is not that easy to actShow MoreRelatedThe Minimum Legal Drinking Age939 Words   |  4 PagesThere has been ongoing public concern for adolescents and early adults’ drinking culture in worldwide. Australia has also great concerns about early initiating alcohol misuse and risky level of drinking pattern among young population. Consequently, the Minimum legal drinking age law is one of major alcohol control enforcement legislation to prevent alcohol related harms among adolescents ( Wechsler and Nelson, 2010, p.985). Recently Western Australia which is the second heaviest alcohol consumptionRead MoreThe Minimum Legal Drinking Age Essay1599 Words   |  7 Pages Appropriate Minimum Legal Drinking Age What is the right age to drink alcohol? Alcohol’s reputation varies from one culture to another. For some cultures, like the United States, they perceive it as a â€Å"forbidden fruit† while many European countries view it more leniently as another essential complement to their daily diet. In reality, alcohol is essentially a drug, that manipulates people’s minds to make them anxious, dizzy and aggravated. The law understands that drinking alcohol has someRead MoreThe Minimum Legal Drinking Age1594 Words   |  7 PagesThe Drinking Age is Safer than You Thought As Americans, we are always wondering what we can do to save lives. We suspect cancer, disease, suicide, violence, and distracted driving as taking the lives of our fellow Americans. What you may not know, is that we are already saving lives, and we have been since 1984 because of one simple law. The Uniform Drinking Age Act of 1984 moved the minimum legal drinking age from 18 to 21. Lowering the drinking age is a step backward for our safety and ourRead MoreThe Minimum Legal Drinking Age1800 Words   |  8 PagesIn the 1980s, the United States raised the Minimum Legal Drinking Age (MLDA) to 21, from 18, in an attempt to protect the nation s youth. This placed the USA among the few countries whose drinking age is above 18. These countries include most of Canada, the Republic of Korea, Nicaragua, Iceland, Japan, Norway, Sweden, Egypt, Indonesia, Micronesia, and Palau (Jernigan). Around the world, drinking ages vary; for example, in Slovenia, Italy, Portugal, Malta and Greece, yo u can drink before you turnRead MoreBinge Drinking And The Minimum Legal Drinking Age3264 Words   |  14 PagesKarzhova Marina Erin Beaver English Composition II 5 November 2014 Binge Drinking and the Minimum Legal Drinking Age In the year 1984, President Ronald Reagan enacted a law that increased the minimum drinking Age all U.S states to 21 years. As a result, it is believed that the mortality rates due to road accidents reduced from 5,000 in the 80’s to 2, 000 in 2005 (Dean-Mooney). However, the issue of binge drinking remains unsolved with learning institutions having to deal with it every semester. InRead MoreMinimum Legal Drinking Age ( Tietjen )1700 Words   |  7 PagesMinimum Legal Drinking Age On July 17 of 1984 President Ronald Reagan signed to make the National Minimum Drinking Age Act a law. This law required all states to have a minimum drinking age of 21, if a state did not comply with this law they could face up to a 10% cut in funding for their federal highways (Tietjen). Since this act became a law there has been two distinct sides arguing whether they agree with the minimum drinking age, or whether they disagree. One side believes having a minimum drinkingRead MoreLowering The Minimum Legal Drinking Age Essay1521 Words   |  7 PagesBeer For Everyone! The debate of lowering the minimum legal drinking age (MLDA) has been going on for decades in the United States. Those opposed, argue that the current MLDA is not efficient and counterproductive (Engs 1). One study indicated that thousands of lives under the age of twenty-one are lost each year to alcohol (McCardell 1). Underage drinking is an issue that persists, despite evidence suggesting that the minimum legal drinking age of twenty-one has lowered alcohol usage among individualRead MoreKeeping the Minimum Legal Drinking Age1283 Words   |  6 Pagesthe minimum legal drinking age in the United States or not. Many Americans forbid the idea of legalizing the drinking age so that it would be profitable to the businesses. Likewise, there have been many advantages and disadvantages of why should the government allow young adults drink under the age of 21. To prevent this issue, many Americans have provided reasoning that will support the idea of keeping the minimum legal drinking age where it is now. The government should maintain the minimum legalRead MoreMinimum Legal Drinking Age Essay Essay1938 Words   |  8 Pages22 December 2016 Minimum legal drinking age 21 Is it worth it to let teens to ruin their whole future by allowing them to start drinking at a younger age? Annually about 5,000 youth under age 21 die from motor vehicle, other unintentional injuries, and homicides and suicides that involve underage drinking.(â€Å"Underage Drinking†) It is a current debate on whether or not the minimum drinking age should be lowered to the age of 18 from 21. Though, the reasons why the drinking age should be 21, clearlyRead MoreKeeping The Minimum Legal Drinking Age2656 Words   |  11 Pagesstarting to drink at a younger age, and their drinking patterns are becoming more extreme.† Keeping the minimum legal drinking age (MLDA) at twenty-one or lowering it to the age of eighteen has been a continuous issue in the United States. People, mostly adolescent teenagers, say it should be lowered because if one is able to vote at the age of eighteen, they should also be allowed to drink. Sure, when a seventeen-year-old turns eighteen they ar e considered an adult, but age does not define maturity;

Wednesday, December 18, 2019

Lgbt Views On Gay And Lesbian Students - 2993 Words

On a daily basis, LGBT youths face discrimination from society, relatives, peers and also their teachers and administrators. Different studies indicate homosexual and bisexual youths are most disadvantaged because they lack protection and support from parents and society. They spend most of their time in fear since they are aware that they are not accepted in society. Most parents prefer having straight children, most straight youths prefer having friends who are straight over gay and lesbians and schools prefers admitting straight students over gay and lesbian students. Most studies do not only stress on the discrimination that LGBT youth faces but also highlights some of impacts that discrimination have on these young people’s lives. These studies have shown that the rate of abuse and discrimination against LGBT youths is higher than one faced by heterosexual children (Kosciw et al.). However, there has been some efforts to integrate these discriminated families with the he terosexual families. The U.S. Supreme Court and policymakers are continuing to show some interest in LGBT issues by introducing laws that call for marriage equality and equal rights for all people regardless of their sexual orientation and/or gender identity. Various experts argue that such development will help LGBT youths to enjoy their sexual orientation without fear of discrimination or abuse from the society and peers (Toomey et al.). Despite all these efforts, LGBT youths continue to experienceShow MoreRelatedGay And High School Students1235 Words   |  5 Pagesthem. Lesbian, gay, bisexual and transgender (LGBT) students are more likely to be open about their sexualities and identities today than ever before. Middle school and high school students need to be fully aware of different identities that exist in the modern world; they are going to encounter people who identify as LGBT, and need to be able to see past the mainstream stereotypes that have been placed on the communi ty. Therefore, educators should teach issues and practices related to the LGBT communityRead MoreSame Sex Marriage Has Become Legal And The View On Lgbtq Essay1255 Words   |  6 Pages† Since this time same-sex marriage has become legal and the view on LGBTQ seems to have shifted, at least in a majority. Each culture has its own beliefs and perceptions when it comes to homosexuality. In the United States, those perceptions differ between lesbian or gay, as parents, across cultures, and in education. When those with different perceptions get together, it could be beneficial to see things from the other’s point of view, or it could be detrimental and cause some sort of fight. HoweverRead MoreWhy Are Lgbt Students Committing Suicide More Than Non Transgender Students?1559 Words   |  7 Pages In a study research, it was discovered that LGBT [lesbians, gays, bisexual and transgender] youths commit suicide more than heterosexual youths. One question that perturbed my mind was Why are LGBT students committing suicide more than non-LGBT students? What factors are responsible for the massive suicide? Lesbians, gays, bisexual and transgender and heterosexual people are all members of a community, however, the society finds it difficult to accept them as members of the society insteadRead MoreCyberbullying: Direct Victimization in Schools and to Specific Groups1287 Words   |  6 Pages Nearly a quarter of all students ages 6-19 are bullied or harassed at school as a result of their beliefs, race, nationality, sexual orientation, and more (â€Å"Bullying†). When examining bullying of LGBT youth, it is crucial to consider direct bullying and biased comments made by students. The most noticeable remarks used in schools is when the word â€Å"gay† is used in a negative way, usually to mean that something is â€Å"stupid† or â€Å"dumb.† About 70% of LGBT students state they have often heard these typesRead MoreLesbian, Gay, Bisexual And Transgender993 Words   |  4 PagesIndividuals who identify as Lesbian, Gay, Bisexual and Transgender (LGBT) are extremely marginalized in the basic aspects of life, despite recent changes in the law legalizing same-sex marriage. The following articles, Lesbian, Gay Bisexual and Transgender families in Journal of Marriage and Family, and End-of-Life Care for gay, lesbian, bisexual and transgender people; pr ovides an in-depth look of on-going struggles and discrimination they face. Biblarz and Savci (2010) analyzed families thatRead MoreOrganizations and Awareness towards LGBT Rights, Equality and Acceptance1298 Words   |  6 PagesAmerica is the country of freedom, where all men and women are treated equal. Sadly, this principle is not true when it comes to one’s sexual orientation. According to the gay bullying statistics from the lesbian, gay, bisexual, and transgender (LGBT) community, â€Å"About one fourth of all students from elementary age through high school are the victims of bullying and harassment while on school property because of their race, ethnicity, gender, disability, religion, or sexual orientation.† Being setRead MorePersuasive Essay On Gay Marriage956 Words   |  4 PagesIn today’s society, there are certain stereotypical people that are uninterested in gay or lesbian marriage. Everyone should have the right to decide on who they would like to marry. Gay marriage should be legal and a non-punishable offense becaus e it can prevent teenage suicides, more children will be adopted, and people will not feel like second-class citizens. If humanity was to acquire gay marriage, it would lower and prevent some teen suicides. Most teens are deciding and revealing what pathRead MoreRelationship Between Parenting And Childhood Outcome1595 Words   |  7 Pagesand Uncle Eric. Both who throughout this entire interviewing process have showed some of the most conservative, exclusionist views. When it came to my mom she believed its Gods will and when a persons sexual preference goes against the societal â€Å"norm† there is no way of avoiding it and no finger to point. My last respondent was my Aunt Penny who has very strong democratic views and is one of my most inclusive interviewees. She believes that sexual preference is genetic. Genetic and Gods will I feelRead MoreThe Rise Of Gay Culture1004 Words   |  5 PagesMiranda Craw Robert King English 2010 December 6, 2015 The Rise of Gay Culture The gay culture, which is also referred to as the LGBTQI culture by some people, is a culture that is seen to be shared by lesbian, gay, bisexual, transgender, questioning, and intersex people and thus the abbreviation LGBTQI. People also hear it being referred to as the queer culture meant to indicate that those who subscribe to this culture are queer. The culture involves works by famous members of the culture, understandingRead MoreRecognizing Same-Sex Marriage Legally in the United States1633 Words   |  7 PagesGay rights is a very popular issue in American politics that asks ask the question â€Å"Should same sex marriage be recognized legally.† Some Americans support gay rights and believe all homosexuals deserve the right of protection from discrimination. They do not believe marriage would devalued but would allow homosexuals to have same benefits and security as heterosexual couples. Some of the rights same-sex marriages would be entitled to include: eligibility of health insurance through each other’s

Tuesday, December 10, 2019

Identify Adequate Portfolio For MRS A †MyAssignmenthelp.com

Question: Discuss about the Identify Adequate Portfolio For MRS A. Answer: Introduction: The main aim of the assessment is to identify adequate portfolio for MRS A, which could help in supporting her expenses annually. Relevant evaluation of different investment schemes is conducted to identify the actual financial instrument, which could be used in improving MRS As return generation capacity. Moreover, both the investment companies have directly provided all the relevant financial instruments, which could be used in providing the return from investment. Furthermore, the financial instrument could eventually help in generating high levels of return, which might allow MRS A to support her financial needs. Lastly, adequate portfolio is created after the evaluation of investment schemes provided by both the investment companies. Conducting evaluation on investment option presented to MRS A and depicting her investment needs: The rising expenses of MRS A needs to be complemented with an adequate portfolio, which could provide higher returns and support her financial obligations. From the evaluation of case study, it could be identified that MRS A has no other sources of income, which could be used in supporting her financial obligations. Furthermore, Mediclaim and other insurance products has been purchased by MRS A, which needs no further investments. Moreover, MRS A needs a constant return providing portfolio, which could help in supporting her financial obligations as and when they turn up. Therefore, adequate focus in preparation of the portfolio needs to be conducted, as higher returns is expected by MRS A from the investments (Alberg Lipton, 2017). Evaluation of both the portfolios provided by Great Union National Bank Ltd and Pentagon resource Pte. Ltd needs to be conducted to identify the most viable options, which could be included in the portfolio. Great Union National Bank Ltd Rate Amount Initial Investment SGD 1,000,000.00 Return 5% SGD 50,000.00 Return 15% SGD 150,000.00 The above table mainly helps in depicting the probable returns that could be provided by Great Union National Bank Ltd, if adequate investments are conducted. The minimum investment requirements for Great Union National Bank Ltd is relatively at the levels of SGD 1,000,000, which could help in generating range of return from 5% to 15%. This would eventually allow the company to generate returns of SGD 50,000 to SGD 150,000 on annual basis. In addition, this would eventually allow MRS A to grow her investment and provide a constant return from investment. The portfolio created by Great Union National Bank Ltd mainly comprises of local stocks (50%), cash deposits and foreign currencies (10%), bonds (10%) and foreign stocks including the US, EU, and Japan (30%). The portfolio composition depicted in the above statement indicates the financial returns, which could be generated from investment. The portfolio mainly depicts a diversified investment option, which would allow investors to in crease their performance and return generation capacity. This diversified portfolio also helps in reducing the risk that is involved in Investments (Naik et al. 2017). Hence, the portfolio would eventually allow MRS A to raise the level of investments, which could be generated from investments in funds of Great Union National Bank Ltd. Pentagon Resources Pte. Ltd Rate Amount Initial Investment SGD 700,000.00 Return every quarter 3% SGD 84,000.00 The above table mainly helps in identifying the investment scope, which is provided by Pentagon Resources Pte Ltd to MRS A. The portfolio designed by the company relatively invest in oil and energy sector, which has high returns from investment (Finn, 2017). In addition, the company also indicates a return of 3% in each quarter, which would allow MRS A to support her financial obligation. This indicates that 12% annual returns could be generated by MRS A if relevant investments are conducted in Pentagon Resources Pte Ltd. Moreover, there is no minimum investment capital that is required by the investment company, which could allow MRS A to maximize their returns from investment. Providing recommendations to MRS A: Particulars Amount Amount Great Union National Bank Ltd SGD 1,000,000.00 SGD 1,000,000.00 Pentagon Resources Pte. Ltd SGD 700,000.00 SGD 700,000.00 Total investment SGD 1,700,000.00 SGD 1,700,000.00 Return Great Union National Bank Ltd SGD 50,000.00 SGD 150,000.00 Return Pentagon Resources Pte. Ltd SGD 84,000.00 SGD 84,000.00 Total return on average basis SGD 134,000.00 SGD 234,000.00 Return in percentage 7.88% 13.76% Adequate portfolio is mainly depicted in the above table, which could provide MRS A relevant returns from investment that could be used in supporting her financial obligations. The portfolio mainly comprises of both the investment scopes provided by investment companies, which might help in improving the return generation capacity of MRS A. Moreover, investment of SGD 1,000,000 needs to be conducted in fund of Great Union National Bank Ltd, while the rest SGD 700.000 needs to be invested in Pentagon Resources Pte. Ltd. This could eventually help in raising the overall return that could be used by MRS A while supporting her financial obligations. The designer portfolio could eventually allow MRS A generate adequate Returns, which might help in supporting her family expenses and daughters education (Davis, 2017). The portfolio really helps in identifying a range of returns that could be provided by both Investments. this identification of the returns could eventually allow MRS A to make adequate investment decisions for supporting her daughters education and annual financial obligations. From the portfolio the range of returns that could be provided from investment amounts to 7.88% to 13.76%, which could help MRS A in improving her financial return. Both investments selected for MRS A is relatively adequate, as it helps in supporting both risk and return segments of investment. The diversification of the portfolio has been allowed MRS A to reduce the risk from investment and generate higher rate of return. Therefore, it is recommended for MRS A to adequately invest how capital according to the drafted portfolio, as it might help in reducing the risk from investment and improving her capital growth. The diversification conducted in preparing the portfolio would eventually allow MRS A to support her daughters education and other financial expenses needed on annual basis. References: Alberg, J., Lipton, Z. C. (2017). Improving Factor-Based Quantitative Investing by Forecasting Company Fundamentals.arXiv preprint arXiv:1711.04837. Benton, A. I., Huerta-Sanchez, D., Pyles, M. K. (2017). The Impact of Market Conditions on Voting Results in a Student-Managed Fund.The Journal of Trading,13(1), 72-79. Davis, P. (2017). Bonds: Getting to the Fundamentals.In Practice,2(1). Davis, P. (2017). Value Investing: Do Quant Strategies Measure Up?.In Practice,2(1). Finn, A. (2017).Smart Women Love Money: 5 Simple, Life-changing Rules of Investing. Simon and Schuster. Naik, V., Devarajan, M., Nowobilski, A., Page, S., Pedersen, N. (2017). Factor Investing and Asset Allocation: A Business Cycle Perspective.Research Foundation Publications,2017(1), 22-26.

Monday, December 2, 2019

Psychedelicees free essay sample

Psychedelicees Music is more emotional than intellectual, and language barriers don’t exist when cheesy but good pop music is present. Want proof? Check out Alizee’s December 2007 release, â€Å"Psychedelices†. The first single, â€Å"Mademoiselle Juliette† is cute dance-pop song that starts you off on a roller-coaster ride of sugary-sweet pop, somber slow tunes, and even Alizee’s cute, but interesting dabble into hip-hop. As someone who generally doesn’t like slow songs, the title track â€Å"Psychedelices†, â€Å"Idealiser†, and â€Å"L’Effet†, don’t do much for me. But â€Å"Par Le Paupieres† does, with Alizee’s cooing voice and the cool dreamy music. Yet it’s the radio-friendly pop songs that carry the album, like â€Å"Lilly Town†, â€Å"Jamais Plus† and my favorite, â€Å"Fifty-Sixty† (a song about the not-so-happy and rather short life of Warhol Superstar, Edie Sedgwick.) This is Alizee’s third album, after Gourmandises and Mes Courants Electriques, and the first one without the creative guidance of another French superstar, Mylene Farmer (who is also another favorite singer of mine. We will write a custom essay sample on Psychedelicees or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page ) While the absence of the environment created by Mylene’s lyrics and producer Laurent Boutonnat’s music is obvious, it’s still a great CD, perfect for popping into you car and singing along to lyrics you only partially understand. â€Å"Psychedelices† is a sweet treat that’s great for anyone who wants to experience some good music beyond what our stateside pop-stars have to offer. And all I have to say for that is, â€Å"Merci, Alizee!† TRACKLISTING 1. Mademoiselle Juliette 2. Fifty Sixty 3. Mon Taxi Driver 4. Jamais Plus 5. Psychedelices 6. Decollages 7. Par Les Paupieres 8. Lilly Town 9. Lonely List 10. Idealiser 11. Effet Website: www.alizee-officiel.com